State farm photo estimate

Forums Insurance Agents and Brokers Forum Auto Insurance Forum You are using an out of date browser. It may not display this or other websites correctly.You should upgrade or use an alternative browser. Hit by State Farm Driver.... Thread starter dsimms Start date Feb 15, 2013 #1 The other day I was hit by a insured driver of state farm, he admits to fault, so we will go past that. I tell state farm their is a body shop about a mile up the road, then they tell me they have to send someone out to give me an estimate; Why are they giving me an estimate? The shop has already given their estimate for the repair of my vehicle. The other party is at fault, so why does giving me an estimate matter? Are they limiting what they are paying for; We all know they will write an estimate lower then what a auto shop would charge; If I took my vehicle to a "preferred" shop then they would take pictures, and state farm does not have to come out, but if I take the vehicle to a shop that is not "referred" then they will not accept pictures, etc...etc..so I do not know what type of games they are playing; why is it ok for ShopA for their photos, but ShopB "we can not accept their photos" one photo from shopA compared to ShopB is not going to change how the vehicle was damaged.My only question is: Are they going to pay for theentire damages, and I do not think I got a straight answer from State Farm on the phone, they were dancingaround like "we are going to send you a check on the estimate our estimator writes up" When I told herI dont want a check, I want the repairs made; I donot think I got a complete answer from that question....So there is something going on between shops that are "preferred" compared to shops that are not "preferred" and I do not reallycare about all that; I just want the vehicle fixed as it was

Before....What do you guys think? Last edited: Feb 15, 2013 #2 Them sending out an adjuster is routine. In most states (maybe all) you have the right to go to any body shop you want. That said, they're still going to want pictures and their own documentation on it. Usually they'll give you that check and you can give it to the body shop that can then bill them for anything above and beyond the cost of the initial check. At least that's how everything usually works. Just make sure you confirm that with them before the body shop starts the work, but you should be more than fine. Odds are the body shop has worked with State Farm a lot as well and will have a better idea of how exactly they'll handle it for you. #3 djs Super Moderator This is pretty normal, don't sweat it to much. Lets work backwards: They give you a check (or the body shop). Thats so the repairs can be done. Has to be paid for somehow. State Farm doesn't do the repairs, they pay to have the repairs done. The body shop will take the check they give you. Body shops do vary, a lot. An estimate from one is not the same as an estimate from another. Many body shops will add on additional (even needed) repairs that were not caused by the accident. State Farm is only going to pay for damage caused by the accident. Preferred body shops simply have agreed to a lot of terms from the insurance company, including audits of repairs. The adjuster is there, probably daily, anyway to make sure things are in accordance with the insurance company guidelines. State Farm will pay a fair price to get the repairs done. If, after the work starts, more damage is found that was caused by the accident, they will approve a 'supplemental' to pay the additional repairs. Happens all the time. Let the process work. I have nothing to do with State Farm, but they do have a reputation for taking car of the claimants

Signal they’re looking for is so subtle that they estimate they’ll need to register 100,000 events to distinguish it from the background signal, which will take about six years.“JUNO will detect electron-antineutrinos coming from the two nuclear reactors to determine what fraction of the expected number is missing because they have flipped into muon- or tau-neutrinos,” says Thomas. The flipping probability is subtly related to whether m3 is bigger than m1 and, therefore, whether the mass-hierarchy is normal or inverted.The signal JUNO detects is the light produced when an antineutrino interacts with a proton in the transparent detector liquid – known as a ‘scintillator’ – creating a positron and a neutron. The positron quickly meets an electron, its antiparticle, and annihilates into high-energy light known as gamma rays. The neutron blunders around for about 200 microseconds before combining with an atomic nucleus with the emission of gamma rays. These rays cause the scintillator to produce light, which is picked up by the light detectors (photomultiplier tubes) around the sphere of scintillator, and allows the trajectory and energy of the incident antineutrino to be deduced.Miles of cables carry signals from the photomultiplier tubes to the facility's computer farm for processing - Photo credit: AlamyThe ‘double flicker’ signal, which has a 200-microsecond gap, allows the JUNO scientists to rule out confusing background events that can also trigger the light detectors, such as those created by muons (highly penetrating particles that arise when high-energy particles from space slam into atoms at the top of the atmosphere). This is why JUNO is buried under 700m (almost 3,000ft) of rock – to shield it from as many muons as possible.New physicsIf finding out whether the neutrino mass hierarchy is normal or inverted seems esoteric, it turns out that anything we can learn about neutrinos has the potential to point to exciting new physics. “Neutrinos were predicted in the 1930s and discovered in the 1950s,” says Prof Patrick Huber, a theoretical physicist at the Virginia Polytechnic Institute and State University in the US. “Yet we know less about neutrinos than we know about the Higgs particle,

The Custo Fácil application is a simple tool that can help integrated producers and technical assistance in managing the farm. Through it, it is possible to organize the data and generate the necessary information to estimate the production cost, profitability and cash generation of those integrated with partnership and lending contracts, in the following production systems:- Conventional broiler chicken (CONV)- Air-conditioned broiler (CLI)- Dark house broiler (DARK)- Production of weaned piglets (UPD)- Piglet production at daycare center (UPL)- Pigs in daycare (UC)- Pigs finishing (UT)- Pigs in wean-termination or wean-to-finish (WTF)Registering usersTo access all the features of the Custo Fácil application, users must register using the “User” icon.Registering farmsTo calculate the production cost, it is necessary to first register the farm.Calculating the costTo calculate the production cost, it is necessary to select a farm and register a new batch. After choosing the farm and the lot, the initial data entry screen opens, where five icons will be shown to be filled in:- Accommodation and performance- Investment made- Financing- Expenses- RevenueAfter entering the data in each of the icons, it is necessary to click on “CONFIRM” so that the information is saved.It is recommended to keep bills, invoices, coupons, current account statements, batch reports and notes in general on file.1 - Accommodation / Performance: Insert the delivery date and the zootechnical indexes of the batch. It is possible to use average values ​​for the last 12 months if information from the last batch is not available.2 - Realized Investment: Estimate the value through consultation with sellers of new installations and equipment, or estimate the current value of the investments made in previous years.The application considers the useful life of 12 years for equipment and 25 years for installations. In the item interest on capital, insert the expected return on the invested capital.3 - Financing: Insert the annual amount of the financing installment4 - Expenses: Insert the farm expenses, as well as an estimate of the cost of family labor.It is important to pay attention to the unit of measurement (R $ / matrix / year, R $ / head, R $ / lot, R $ / month, R $ / year, R $ / exchange).5- Revenue: Insert the income from the sale of animals (R $ / head). Only insert revenue from the sale of manure, organic compost or poultry litter (R $ / year).Determined resultThe first tab called “Costs” shows production costs broken down into expenses (cash outflows), family labor costs, depreciation, operating costs, capital costs and total costs.The second tab called “Results” shows gross revenue, net profit, gross margin (with and without the cost of family labor) and cash generation.The third tab called “Analysis” presents an interpretation of the